PoolTogether User Guide
V4 DocsDeveloper DocsApp
  • Welcome
    • About PoolTogether
    • Frequently Asked Questions
    • Getting Started
  • PoolTogether V5
    • Use PoolTogether V5
    • V5 Developer Docs
    • Cabana.fi Docs
    • Build on PoolTogether
  • PoolTogether V4
    • PoolTogether on Optimism
      • Getting USDC & ETH on Optimism
    • PoolTogether on Polygon
      • Getting USDC on Polygon
    • Guides & How Tos
      • Deposit Delegator
      • Setting up Prize Notifications
      • Migration Guides
        • Withdrawing from V2
        • Withdrawing from V3
        • Withdrawing from V4
      • Using Coinbase Pay
      • Using PoolTogether via Coinbase App
      • Withdrawing USDC from Binance
      • PoolTogether Debit Card FAQ
      • Bridging POOL with Across
      • Getting involved
    • Governance
      • Proposal Process
        • PT Budget Requests
      • Voting & Delegation 101
      • Governance Roles
      • Protocol Constitution
      • Governance Calendar
    • POOL Token
      • Tokenomics
      • POOL Supply
      • Getting POOL Tokens
    • Ecosystem & Links
    • Developers
  • Security
    • Risks
      • Protocol Coverage
    • Audits
    • Bug Bounties
  • Dive Deeper
    • PoolTogether Discord
    • Developer Documentation
    • Brand Kit
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  1. Welcome

About PoolTogether

The world's savings protocol, run by you.

NextFrequently Asked Questions

Last updated 1 year ago

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PoolTogether is a protocol, enabling you to win by saving.

  1. Deposit USDC for a chance to win

  2. Participate in daily prize draws

  3. Withdraw your deposit any time - even if you don't win!

Every dollar you deposit gives you a chance to win prizes. The more you save, the higher your odds!

PoolTogether is one of the first and most widely used DeFi (Decentralized Finance) applications and has been live for over four years. Since its inception, the protocol distributed over $10 million in prizes to depositors. .

How does it work?

This is possible because prizes are made up of the interest that accrues on all deposited funds:

🏦 Users deposit into the network

📈 Yield accrues on all deposits

🏆 The yield is randomly awarded as prizes to the users.

PoolTogether is

PoolTogether is a Prize Linked Savings account powered by the blockchain. It's:

Provably fair

Prize draws at PoolTogether are transparent: anyone can confirm who won, when, and why.

Globally accessible

The protocol empowers everyone to save. It offers a level playing field where every user enjoys the same conditions.

Fully non-custodial

No one but you has access to your deposited funds. PoolTogether is non-custodial, meaning users can redeem their money from the pool at any time.

Open-source & secure

Decentralized

The protocol is made up of computer software: smart contracts living on the blockchain. The for everyone to verify and validate. On top of that, PoolTogether undergoes regular .

PoolTogether is user-owned and user-driven. Control over the protocol rests in the hands of the community holding the POOL token. Find out more about

code is open-source
audits
governance
prize savings
The luckiest winner so far deposited $74 and won over $40,000